Money Transfer

How To Ensure Safety When You Make Online Money Transfer?

Online remittance is a safe procedure; however, you need to be careful when sending money through the internet. For instance, not choosing a reliable remittance agency can put your money at risk. Even using unsecure WiFi connection can lead to hacking and issues in money transfer. If you want to ensure that your hard-earned money reaches safely to the recipient and your details are also secure, you need to be extra careful.

How to be safe?

Here are few tips to ensure a safe and hassle-free online money transfer to India:

  • First and foremost, you need to choose a reliable money transfer firm that is licensed to transfer money overseas. There are thousands of online remittance agencies in the market but you can’t trust all of them with your money. Some research is required in determining a credible option because every other agency claims to offer the lowest rates and safest transfer process
  • It is recommended to select few agencies of your choice and compare the rates being offered by them to finalize the best option. Make sure the agency is licensed and offers 24/7 customer care support
  • Second tip is to use a safe device for online remittance. If you are using a public computer or someone else’s tablet or smart phone that is not secure, you will be putting your money and other details at stake. Always choose a secure device including smart phone, tablet, laptop or desktop that is free from malware or any type of virus. This is important because certain malware can eat your personal information such as phone number, bank account number which can be misused by hackers. Always keep your devices secure with the latest software and do security scans
  • How strong is your account password? Is it easy enough for anyone to guess and misuse it? If yes, make sure you change your online remittance account password today. It needs to be secure and strong so that no one is able to guess it. Password theft has become quite common so don’t compromise on your financial security. It is also recommended to have different passwords for different accounts. This will ensure that even if one account is hacked, other accounts will be safe. Use a combination of lowercase and uppercase letter and also include symbols and numbers

One of the best ways to send money to India is through online remittance agencies. It is an easy and cost-effective procedure; however, you just need to follow the above-mentioned steps to be extra careful with your money.

Besides following these tips, make sure that you don’t become a part of any online money scam. Many times, people get lured into these scams and regret later. For instance, they get emails about lotteries in which they are asked to send money. If you get any such email, don’t respond to them. Also don’t choose a remittance agency that has poor reviews from customers.

Plastic Surgery

How To Do Herbal Body Wraps}

Submitted by: Alex Fir

The herbal body wraps have two main benefits – therapeutic and cosmetic. They cleanse your body of toxins and help you reduce inches off of your body.

Herbal body wraps are fantastic for people who want to improve the bodys tone and tighten the look and texture of the skin. This is particularly true for people with loose skin from weight loss or pregnancy. A body wrap is often considered an all-natural alternative to plastic surgery.

People who suffer from inflammation and joint pain will also profit from the therapeutic effects of body wraps.

A mixture of a clay and natural sea salt can be used to made a simple homemade body wrap. You can also add other ingredients like herbs and two tablespoons of an essential oil.

Essential oils and herbs usually used in body wraps include:

Essential oils: lavender, lemon, sage, lemongrass, sandlewood, grapefruit, rosemary, olive oil.

[youtube]http://www.youtube.com/watch?v=z6hhCZqeWBQ[/youtube]

Herbs: Alfalfa leaf powder, chamomile flower powder, ground basil, rosehip powder, rose petal powder.

Here is a body wrap recipe that is popular among spas. You will need:

2 cups of water

2 tablespoons of olive oil

1 cup of bentonite or green clay

1/4 cup sea salt

Begin by boiling water and adding sea salt until it is fully dissolved. Add the rest of the ingredients and stir. You may add some more water in order to form a wet paste.

Massage the mixture over your entire body and wrap yourself with thin towels. You can also use a clean white sheet. You can try special wrapping sheets for the reason that the compaction helps to squeeze the tissues together for better results. Lay in the bathtub for a minimum of 45 minutes to 1 hour.

There are some things that you should know to make sure that the body wrap session is a pleasant one. Follow these tips to make certain that you have the best experience possible.

– Herbal body wraps are typically very messy so keep the experience in the bathtub.

– Before you apply the wrap, take a warm shower in order to open the skin pores.

– Drink plenty of water both before and after the wrap session to help flush out all of the toxins better.

– Cover yourself with a cheap foil thermal blanket to keep yourself warm.

– Avoid caffeine, alcohol, soda drinks, sugar and fried fatty foods for the next two days.

– It is very boring to lay in the tub and stare at the ceiling for 45 minutes. To make the experience more exciting, you can listen to your favorite music on a walkman or bring in a portable TV.

About the Author: Good news, you can eliminate toxins from your body. To learn how to do complete body detox click here:

guideforbetterhealth.com/bodydetox/index.html

Source:

isnare.com

Permanent Link:

isnare.com/?aid=180013&ca=Medicines+and+Remedies }

Public Relations

Whats App May Boost Sales Solutions Of Telecos

WhatsApp May Boost Sales Solutions of Telecos

by

Anand Soni

A new application of a US-based software startup WhatsApp is now making quite confidence to create sense in the market while hovering greater

sales solutions

for the company. WhatsApp provides the fast-growing mobile messaging service without any threat to telephone carriers and this application also claims of earning from its SMS messages. The boost of sales solutions is helping to have faster fame to the company as the application helps carriers move their customers and this proves more profitable for all customers.

[youtube]http://www.youtube.com/watch?v=_Hn4XY5VbPw[/youtube]

Mr. Brian Acton, co-founder of WhatsApp said with regard to this, \”I view it from the perspective that we\’re facilitating a broad movement to data plans and the entities that provide those plans are the carriers, so they stand to benefit quite substantially. It\’s all about the data. WhatsApp is the most successful of a number of applications that users can download to their mobile phones to share messages, photos and videos. The applications are popular because while many carriers charge for individual text, or SMS messages, WhatsApp messages travel via carriers\’ generous or unlimited data plans.\”

Mr. Stefan Zehle, CEO of UK-based Coleago Consulting said about WhatsApp, \”Mobile operators in Taiwan reported a 12 per cent decline in SMS messages in 2011. The impact on the bottom-line is stark: Ovum, a technology research consultancy, calculated in a report released in February that operators lost $13.9 billion in SMS revenue last year. WhatsApp doesn\’t give out much in the way of data. Demonstrated its stellar rise: WhatsApp handled 1 billion messages a day last October, two years after its launch as a messaging service. Four months later it had reached 2 billion messages a day.\”

Brian Acton also said, \”I am happy with all countries of the world growth has been particularly strong in the Netherlands and Spain in Europe, Saudi Arabia and Kuwait in the Middle East and Hong Kong, Taiwan and Singapore in Asia. WhatsApp is keen to emphasize that\’s it more than a way to send SMS messages cheaply. It\’s more about the service we provide, including photos and multimedia,\” said Julia French, WhatsApp\’s public relations representative. WhatsApp is available on most mobile operating systems, including not only BlackBerry, Android and iPhone smartphones, but devices running the Symbian 60 software that powers many Nokia phones.\”

Acton also said, \”WhatsApp has created a very accessible network in all countries of the world. By reaching such a broad swathe of users, WhatsApp is forcing operators to adapt. This is particularly the case in Southeast Asia where SMS has been popular, and hugely lucrative, and where users are price sensitive, says Mar Pages, Singapore-based principal at telecoms consultancy Delta Partners. Managing the transition away from high-margin products like SMS is a top priority for most of the mobile operators in the region as part of the wider effort to monetize the data opportunity.\”

The author is highly experienced Internet marketing expert to provide a good direction of knowledge to the readers. He is a research associate and hence, whatever he writes that comes out from his potential skills and contemporary ideas. His recent writing includes

sales solutions

, which exposes his in-depth knowledge for the same.

Article Source:

ArticleRich.com

Irrigation

Use Artistic Toilet Seat Cover Dispenser To Make Your Toilet Look Stunning

Your toilet is one of, if not the most, vital ingredient to any bathroom. In spite of everything, everyone makes use of a toilet. Whether or not a seat is cracked, rusted or falling aside, Toilet Seat Cover Dispenser alternative will be, effectively, a unclean job. To make the job as straightforward as doable, follow these steps and you will have a new ‘throne’ in no time!

Like several good handyman or handywoman, it is always essential to be sure to have all of the tools you’ll need previous to starting the task. Instruments you have to are the next: an adjustable wrench, a normal screwdriver, pliers, an extra Phillips head screwdriver, a hacksaw, painters or masking tape and penetscore oil.

Before you go ahead and uninstall your present toilet lid, it’s vital to determine that your substitute seat really fits. Be sure to measure the length, width and height. Most seats are available circles or elongated ovals; word which fashion your present Toilet Seat Cover Dispenser is shaped.

[youtube]http://www.youtube.com/watch?v=cAsfGfVHlRU[/youtube]

If you find yourself searching for the perfect substitute seat, take into account your present seat. In case your seat matches the porcelain, you would possibly want to keep the colour scheme consistent. For a bolder model, select a wealthy, dark coloration corresponding to black, burgundy or hunter green.

Now that you are geared up with all the correct instruments and the substitute seat, it’s time to remove the existing seat. Close the toilet seat. Loosen the nuts on the bolts with an adjustable wrench; they’re typically located underneath the toilet rim. These bolts are often covered with a plastic cap. To remove the cap, use a flathead screwdriver. If they’re rusted or corroded, be careful for Toilet Seat Cover Dispenser.

If you’re having issue loosening the nuts, use your pliers to hold the bolt regular as you loosen the nuts. Apply penetscore oil to help; for very troublesome nuts, permit the oil solution soak over night. If you’re concerned about stripping the porcelain, wrap tape (painter or masking) across the nut and then apply light pressure.

Earlier than you call a professional to remove cussed nuts, strive using a saw. Before you utilize the saw, nonetheless, tape cardboard across the toilet bowel rim to guard the porcelain. Moreover, increase the lid (each the cover and the precise toilet bowel rim) and cover the top of the toilet bowel as properly with cardboard. Now noticed through the bolts with the saw.

Before you install your new seat, properly eliminate the outdated seat as it might be covered in germs. Additionally, examine the realm to wipe away rust stains or other particles from the Toilet Seat Cover Dispenser area. Remember to test under the toilet bowel rim to remove any rust stains.

You are now ready to install your new toilet seat. Align the seat appropriately and insert the 2 bolts that fasten the seat to the toilet; there ought to be two holes where the previous fasteners had been located. To forestall a troublesome elimination course of the next time, coat your existing bolts with petroleum jelly juts in case. Next, slip on the washers after which the nuts. First tighten the nuts along with your fingers, after which tighten the nuts along with your adjustable wrench. If you discover that the nuts are turning the bolt as you are attempting to loosen, maintain the bolt in place with a pair of pliers. Make sure you elevate the seat up and down a couple of occasions to make sure the lid moves freely. If the unit appears too free, continue to tighten. Lastly, apply the plastic caps to cover the ends of the bolts.

Article Source: sooperarticles.com/home-improvement-articles/bath-showers-articles/use-artistic-toilet-seat-cover-dispenser-make-your-toilet-look-stunning-63373.html

About Author:

Johsen Mike is an internet advertising skilled and he or she loves to put in writing on lavatory related industry. For extra information about visit Toilet Seat Cover Dispenser Author: Johsen Mike

Music

How To Know It’s Time To Get A New Mattress

byAlma Abell

In order for a person to get the best out of their mind and body, they will need to make sure they have all of their proverbial ducks in a row. There are a number of different things that can really affect a person’s well-being in a negative way. Among the most common problem a person will face is not having an adequate sleep surface. The longer you have the same sleep surface in place, the harder it will be to get the right amount of sleep. Here are a few things to consider when trying to figure out if it is time to replace your current Sealy Mattress in Flowood, MS.

Is the Sleep Your Getting Quality?

The first thing you need to consider when trying to decide whether or not to get a new sleep surface is the quality of the sleep you are getting. If you are spending the whole night tossing and turning, then it is safe to assume that the sleep surface you have is in need of replacement. Not being able to get the quality sleep you deserve can lead to a number of different issues.

Are You Getting Healthy Sleep?

The next thing to consider when trying to decide if you need a new sleep surface is whether or not the sleep you are getting is healthy. If you are waking up feeling like you have been hit by a truck, then it may be time for a new sleep surface. As a sleep surface begins to age, you will start to notice that you are not getting the support you once did. This can make your back and neck ache horribly after a long night’s sleep. By getting a new sleep surface, you will be able to feel rested and relaxed upon waking up from a slumber.

How Hygienic Is Your Sleep Surface?

Another very important factor to weigh when trying to decide on whether or not to get a new sleep surface is how hygienic the existing sleep surface is. If you are noticing a bad smell and cannot seem to get rid of it, then you may be dealing with a dirty sleep surface. The money you pay for a new sleep surface will be more than worth it in the end when you are able to get the hygienic sleep you are looking for.

When in the market for a Sealy Mattress Flowood, MS, visit our website to know more.

Insurance

California State Health Insurance: The Information You Need To Know

California State Health Insurance: The Information You Need to Know

by

Leon.V

Whether it is

California state health insurance

or any other state health insurance, health insurance holds its own importance and relevance when it really boils down to one s health or one s family s health. Even if we are witnessing a huge rise in the percentage where more and more people are opting for health insurance plans, there is still a significant percentage that is uninsured. The state is ranked as 23rd healthiest state in the survey that has been conducted by America s Health Rankings. The scenario has become better now.

[youtube]http://www.youtube.com/watch?v=6o_2TeVk1tc[/youtube]

The California Health insurance Exchange offers public health insurance as well as private market health insurance alternative. In the private market option, there are different types of health plans which include Medicare Supplemental plan, student health insurance, dental health insurance, group health insurance, short term health insurance and many more. In addition to these, the federal and state government programs also offer health coverage at affordable prices to the residents of the state who have successfully met the eligibility criteria on income, age and health status parameters.

Shopping for health insurance California can be extremely taxing as well as exhausting too. Keeping in mind the escalating medical costs, you will definitely need a helping hand to meet the expenses you may have to incur in times of an emergency. Therefore, when you avail the services of a licensed health insurance expert, you will definitely be choosing a plan that is beneficial for you as well as your family too. There are numerous websites on the internet that offer a whole lot of information as to how you could apply for these health insurance plans. You can also gather relevant information from the California health insurance exchange.

There are some good websites that provide you with the relevant information that you need to know when you are applying for individual health insurance or group health insurance in California State. There are a few guidelines which hold good for all the insurance companies that offer the individual and family healthcare insurance plans in the state. As laymen, we will not have an idea regarding the various regulations that may be governing over the various plans. During such circumstances it is only the licensed insurance agents that will be able to provide with the relevant information.

There are also state sponsored health insurance programs so as to assist people who are not under any insurance but can get some kind of coverage. There are also high risk pool options for the qualified people who are not eligible for getting individual health insurance owing to preexisting medical conditions. There are a few guidelines of course which need to be met by the applicants and only then will they be getting the coverage.

There are also student health insurance program and children health insurance programs which may prove to be extremely helpful for that category of people. You can get instant quotes online in three simple steps. You will perhaps have to fill out the online form, get matched with the best of the providers that are available through the website and then identify the best provider that offers you the most affordable plan.

Leonard Valadez is a licensed health insurance agent at HealthGapDirect and has helped many people from California get the most

affordable individual health insurance

California plan. Writing has been his forte and hence has chosen it as a medium to share his knowledge in the field of healthcare insurance.

Article Source:

ArticleRich.com

Workplace Policy

A General Outlook At The Basics Of Quick Books, Ccna And Itil Training

By Adriana J. Noton

Training for any course can be difficult especially if you do not have a system. In the article, a general overview of QuickBooks, CCNA and ITIL training has been outlined. If you are looking to get accredited in the above certification, then the material below can help you get ready.

ITIL is the abbreviation for IT infrastructure library. This course is geared to enable best practice in IT managed services. Through this course, it is possible to empower your organization through information technology managed services. It also imparts knowledge to its student about the general outlook of information technology just like most IT courses.

Some of the most popular courses you will find in ITIL training are varied as they are many. Basically, you will be taught on how to build service catalogue, how to move from ITIL theory to practice and so on. You also get to know how to define the value of IT in any organization, firm or company. ITIL basics are also taught. Like most information technology courses, they will also train you on the basic of IT.

[youtube]http://www.youtube.com/watch?v=XILjh0LeHCo[/youtube]

CCCNA is the abbreviation for Cisco certified network associate. This certification is of great value as it proves that a person is indeed well versed in networking technologies. Basically, this certification proves that you are able to install and maintain Cisco Ethernet network.

To learn CCNA, you can use several avenues it will all depend on your time, and financial capability. Some student may opt to use study books which they can use from home rather than study in class. Cisco provides several learning modules which are very useful in preparing for exams. They however advices their students to have some form of classroom coaching before the exams. They have several partners worldwide from whom you can get classroom coaching. To find one in your area, you will need to go to their website for details.

Basically, QuickBooks is accounting software geared for small or medium sized entities. This software is able to make general accounting duties such as payroll checks easier for people with little or no accounting education. With time and proper learning material, people are able to use it even more efficiently.

Just like CCNA, a course in QuickBooks can take several angles. You may opt for an on phone, online or in person setup. You may even use self assessment CDs for your training or find a QuickBooks expert in your area to train you. One of the best forms of coaching in quick books is using the web based program were you receive certification upon completion of your course. You will determine which of the above suits you best or you may use all of them or a combination of two or three learning avenues.

Just like most courses, to become certified will require a lot of hard work determination and burning the midnight oil. One of the key determinants in most examination success is having proper learning material. You may study hard but if your materials are not up to date, the results could be poor. So make it a point to find the best study material and study it before the exams. Also, ensure that you have at least eight straight hours of sleep before you sit an exam paper.

About the Author: ITIL Training can open a lot of doors in the IT industry. Alternatively a

CCNA Training

can help people transition from IT into Finance.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=998790&ca=Education

School Academy

The World Of Computer Game Design

Submitted by: Morgan Hamilton

A career in computer game design the absolute heaven for any hard-core gamer. Isn’t it everyone’s dream to do what they love and get paid for it? And how many of you out there that can show a computer games have had great ideas of how you can improve on the games that you were playing? I know I have, about a million times.

If a career in computer game design is something that you are mulling over and I have good news and I have bad. The good news is that it is a huge industry and is growing year over year. The bad news is that computer game design takes a lot of programming skills which means you had better be a very smart cookie and be prepared to work very hard in school learning the various skills that you will need.

[youtube]http://www.youtube.com/watch?v=vve-o438LxA[/youtube]

You want to start with a degree in computer science, which is much easier said than done. Of the six friends I had in college that were computer science majors, only one of them stuck with it to the end. It is a grueling major filled with advanced math classes and seemingly endless computer programming exercises.

Some people actually enjoy programming, so if you’re one of them that a career in computer game design would be perfect for you. A real affection for computer games themselves would certainly go a long way as well. My college friend that got his computer science degree is currently working for a well knowing game design company, and loves it. But he will be the first one to tell you that it is nothing like what he expected.

Some computer games that are produced today are so incredibly complex that they take years to create. In the infancy of the game industry, computer game design teams often consisted of just a few people. Today, many games have several production teams consisting of up to hundreds of different people working simultaneously on different aspects of the game. If you do prove to be a capable programmer than a here in computer game design will reward you handsomely. Veteran programmers who have already completed several game designs can pretty much call their own shots as far as salary and overall creativity. It is an art and science.

If programming isn’t something that appeals to then you still can work in the design industry. Programmers themselves are the king of the hill and the most sought after, but talented artists and creative writers can be attractive employees to game producers. Graphic designers and artists contribute a great deal to computer game design. Many computer game designs also feature actors to do the voice overs of the game’s characters as well. There’s a whole lot that goes into making these babies.

About the Author: Morgan Hamilton offers his findings and insights regarding the world of compute software. You can get interesting information here at

computersoftwareinfosite.com/computer-software/computer-software-information/computer-game-design.html

Source:

isnare.com

Permanent Link:

isnare.com/?aid=76353&ca=Computers+and+Technology

Pet Supplies

How To Chose A Portable Outdoor Dog Kennel

For most of us, our pets are considered extensions of our family. They are very much equitable to a one year old, mentally. They solely depend on their owner to make decisions for them to ensure their livelihood is a happy and safe one.

Part of that is realizing what characteristics make up the personality of a dog. Dogs, by nature, are very social animals, but they also need their space. Owners even need time away from their pets. A kennel will provide this much needed place where the dog can go rest.

The safety of your pet is of great importance. This kennel can provide peace of mind if you live in an area where animals are known to prowl. Also, if your dog is known to run away you may feel better knowing that you have a secure sanctuary provided for your furry friend.

A portable kennel is good for traveling, as well. When you need to take your pet to the vet or on a trip you will want to have them secure in your vehicle. With a place to enclose your dog you will feel better about their safety.

[youtube]http://www.youtube.com/watch?v=JbfQNSzmYPk[/youtube]

Make sure that the size of your dog matches the size of the kennel. You do not want to have this huge kennel for your little dog. On the other hand, you do not want it so small that your dog is unable to turn around. Manufactures of these contraptions list what breed will work for what size. You need to follow those guidelines.

Portable dog kennels are made of various materials. The options are usually wire, nylon, or plastic. Choose one that is sturdy and durable. The last thing you want is to find that your pet can break through it. You want to choose whatever is going to suit the needs of your pet.

Make sure that it will be easy to clean, as well. Dogs get dirty very easily. They run around and roll in mud. To minimize the work you will have to do in order to keep it clean it is a good idea to get something that can easily be hosed down.

You want your dog to be comfortable so that they will want to use it. When shopping around you should also consider how well ventilated it will be. Shade will also be important to factor into your decision making process. The more desirable the kennel is to your pet the more likely they will be willing to use it.

You can also build your own crate if you would like to. They are fairly easy to construct. Of course, you will need all the supplies and tools. Before you choose this option research it to make sure it is something that will be feasible for you to do yourself. If you know what you are doing this could be a cost effective way to get the kennel you want. If you do not then it could end up costing you more.

Along with the other things mentioned you also need to figure out how much you can afford. There are so many different kennels to choose from. They have different materials and features. You may not be able to choose the one that has every feature you would like but figure out what you must have for your dog and go from there.

You do not want to settle for the cheapest and find that your dog refuses to use it or that it just will not work. You want the one that your dog will feel comfortable in. This outdoor kennel should be a safe retreat for your pet. It should not be a place for punishment.

The purpose of the kennel is very important to the safety and well being of your furry friend. They are designed to keep your pet safe from harm that could arise if they were roaming free. They give the dog the ability to be outdoors while also protecting them.

Of course, your dog will probably not take to the outdoor kennel right off. You may have to do some coaxing for a few days or more. Do not get frustrated. Pick a space outside that your pet already enjoys being in. Make sure there is plenty of air and shade. Also, make sure that your dog understands this is a good place.

Hyperhidrosis Surgery

Website Questions Small Businesses Have Starting A Website

It’s okay! We all get sweaty palms when dealing with technology we’re unfamiliar with. Small business owners are no exception! Most business owners become nervous and skittish at the idea of trying to start a website.

Owners question how much the website will cost to build and maintain, how much time they’ll need to invest, and how a website will impact their business. All are valid concerns, but none are terribly frightening website questions.

Follow along for answers to a handful of the most common website questions business owners have about how to start a website.

1. I don’t want to sell anything online, do I really need to start a website for my business?

Yes! With the massive popularity of the web, you can’t afford not to have a website any longer. People have become accustomed to finding everything and everyone on the internet. So not having a website can leave a gaping hole in marketing your business. Even if you don’t want to sell online or market beyond the city you live in, you need to have a basic starting website.

2. How does a website fit into marketing my business?

First, you’ll want to define your business goals for why you want to start a website. What do you want your website to accomplish? Do you want your starting website to: present your business to a wider local, regional or national audience? Refer people to call you for more information? Sell your products and services directly online?

Even a basic starting website can accomplish all of those things quite easily, and more. Talk with your web designer. Ask family, friends and business associates for help in identifying your overall business objectives and think about how starting a website will fit into your overall marketing.

3. I barely know how to use a computer, I don’t understand website jargon and I don’t want to spend time learning about the web—how can I start a website for my business?

Relax! Starting a website doesn’t have to be painful. As with any technology product or service, becoming familiar with basic computer and internet terms will alleviate a lot of stress when starting a website. Having a basic understanding of the web will simplify the web design process and make it a breeze to start a website.

But don’t worry! You don’t have to become an expert on computers, the internet or website design—that’s the job of your web designer! Take some time to familiarize yourself with basic website and internet terms. Ask lots of website questions when working with your web designer. And don’t fret, most web designers are used to explaining the ins and outs of starting a website for those who are less web savvy.

The above are just a few website questions to get your mind on the right track. The more you understand your website’s short and long-term marketing and business goals, the easier it is to start a website. Starting a website doesn’t have to be brain surgery! It just takes a bit of learning; planning and research on the front end to ensure you and your business are successful on the web.

Copyright 2009 Formulis, Inc. All rights reserved.

Publishers may republish this article, provided the article is used in its entirety and without modification; including copyright notice, author biography and all website hyperlinks, including anchor text. Links must not use “no follow” attribute.